would anyone have information on personal unsecured loans,or has anybody bee to one and actually got a loan?
Question by rasanen@sbcglobal.net: would anyone have information on personal unsecured loans,or has anybody bee to one and actually got a loan?
has anyone ever dealt with a bad credit money lender,and succeded in securing a loan, need advice , preferably from someone who has experienced going through the deal and actually got a loan. need direction on who to go to from those who did.
Feel free to answer in the comment section below
3 Responses to would anyone have information on personal unsecured loans,or has anybody bee to one and actually got a loan?
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actually it depends upon the country & bank which you are getting loan
gayathiri g
October 17, 2013 at 2:38 am
All I can say is becareful there are alot of scams out there. And I know that the interest rates are like triple than if you had good credit
momof467309
October 17, 2013 at 3:27 am
You can borrower $ 1,000-$ 25,0000 on http://www.Prosper.com
It worked for me and it could probably do wonders for you too!
I love this sight and I support it 100%
I started out as a Borrower and now I am a Lender.
If you want to see me and my already funded listing please go to the “lend” tab and under the “Seach Loans” tool, type “76240” and click “search”.
My borrower name is Ontherightpath22. I just want to prove to you guys that is really does work!!!
Email me with any questions. =)
Company Overview
Prosper, America’s first people-to-people lending marketplace, was created to make consumer lending more financially and socially rewarding for everyone.
The way Prosper works is intuitive to people who have used eBay. Instead of listing and bidding on items, people list and bid on loans using Prosper’s online auction platform.
People who want to lend set the minimum interest rate they are willing to earn and bid in increments of $ 50 to $ 25,000 on loan listings they select. People who lend can easily diversify using “standing orders”, which automatically make many small loans to different borrowers.
In addition to criteria commonly used by institutional lenders, such as credit scores, people who lend can consider borrowers’ group affiliations. Groups on Prosper are critical to bringing people together for the common goal of borrowing at better rates. Groups earn reputations according to their members’ repayment records. Groups with successful repayment histories should attract more lenders offering lower rates.
Borrowers create loan listings for up to $ 25,000 and set the maximum rate they are willing to pay a lender. Then the auction begins as people who lend bid down the interest rate. Once the auction ends, Prosper takes the bids with the lowest rates and combines them into one simple loan. Prosper handles all on-going loan administration tasks including loan repayment and collections on behalf of the matched borrower and lenders.
Prosper’s rigid privacy policy reflects co-founder and Chief Executive Officer Chris Larsen’s longstanding history as an advocate of stringent consumer financial privacy protection laws and practices. Prosper does not sell, rent, or share members’ personal information with third party marketers. Prosper members are in control of how much personal information—if any—is revealed on the website and with other members. Prosper’s security and identity verification systems are state of the art, and consistent with those used by banks, brokerages and institutional creditors.
Prosper generates revenue by collecting a one-time 1% or 2% fee on funded loans from borrowers, and assessing a 0.5% or 1.0% annual loan servicing fee to lenders. Backed by Accel Partners, Benchmark Capital, Fidelity Ventures, and Omidyar Network, Prosper has raised approximately $ 20 million. Prosper’s marketplace platform is patent pending.
MissVero
October 17, 2013 at 3:27 am