Is it legal for a company to charge an African American more than a Caucasian American?

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Image by U.S. Army Corps of Engineers Los Angeles District
Familiar faces vie for table tennis glory

The U.S. Army Corps of Engineers Los Angeles District and URS Corporation have held ping pong leagues for several years and ultimately hold a championship tournament on the seventh-floor patio of their downtown Los Angeles office building.

This year’s Pingpong Extravaganza men’s championship was held July 26, featuring a chili dog lunch to raise funds for and promote membership in the District-sponsored Toastmasters club.

“Another great year,” said Ed Louie, member of Essayons Toastmasters Club 988 and One-Alarm Chili chef. “We had some scheduling issues, so only the men’s final was held today.”

In the men’s division, it was an all-District final as ACE-IT contractor Bee Cha won three sets to one against David Coltharp of the asset management division.

Corps vs. Corps lined up as the women took the table on July 31. Perennial finalist and 2006 champion Rosa Ramirez, programs and project management division lost a hard fought battle to Roxanne Vidaurre, engineering division.

This fun rivalry got its start when Ed Louie attended a Toastmasters meeting in URS’ conference room and noticed a ping pong table in the patio area. A URS Toastmasters member asked him if he would like a quick game after the meeting. After the match, the two decided it would be fun if the district and URS challenge each other to a friendly ping pong match. From that point in 2006 to present, it’s two wins for URS men and five wins for the Corps men. For the women, its four wins for URS and two wins for the Corps women. The Corps is looking for future men and women players to join.

“If this year is any indication, the men and women of the Los Angeles District and URS Corporation will continue this friendly challenge, and I may have to add another ‘alarm’ to my chili,” added Louie.

Question by Oilik: Is it legal for a company to charge an African American more than a Caucasian American?
Then why is it legal for insurance companies to charge higher premiums on young males than young females?

Lets throw out the statistical part here, statistics do not matter so you can argue them all you want. If you believe statistics matter, then lets ban all white people from the stock market for their illegal activities statistics show Caucasians have a higher rate of; lets ban Asian students from competing in education related events such as spelling bees due to statistical intelligence, and lets ban African Americans from associating with more than 2 people at a time due to higher risk of a crime being committed. Even though we’re not dealing with a ban here, in theory, lets say we lowered profit margins on Caucasian brokers and traders, lets make it two words correct for the Asian to count as one correct for the other races, and lets charge African Americans twice as much for a crime as another race. Do you think those examples are wrong and immoral? Well, look closer, it’s the same principal; as well as damn near the same case.

With statistics thrown out, and the laws that do permit businesses from serving who they want, when they want if registered as a private organization, insurance companies are typically not private organizations and profiling and discriminating based on anything(here: gender), however, is not permitted by law. If an insurance company denies you, that’s one thing, but with the same exact qualifications and details as one of another sex, why is it permitted for them to raise premiums on male drivers?

I do not want opinionated people answering this, your answer should be a yes or a no with backed up United States amendments, acts, or statutes evidence. Don’t waste your and everybody else’s time with your personal opinion, or you degrading me in some manner due to something in this question. This is not a war, but instead a simple question towards how this is not regulated.

What do you think? Answer below!

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2 Responses to Is it legal for a company to charge an African American more than a Caucasian American?

  1. Definitely write your senator- You have something going on here!

    Lindsay Olivia
    October 10, 2012 at 8:20 pm
    Reply

  2. insurance protects you against a risk.

    if male drivers have a higher accident rate then they are a higher risk, so pay more for coverage.

    and if we went by statistics we would have to ban blacks from society for their illegal activities.

    Casey Forrest
    October 10, 2012 at 8:46 pm
    Reply

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